Terms of Use

ACCEPTANCE OF TERMS

The Cragus Group Limited, a British Virgin Islands company, B C No. 1041500, has its registered office at Trident Chambers, Wickham’s Cay 1, PO Box 146, Road Town, Tortola, British Virgin Islands.

The Cragus Group Limited, or hereafter referred to as "The Cragus Group", makes available for your use on and through this Web site (the "Site") information, documents, software and products (collectively, the "Materials") and various services provided by The Cragus Group (collectively, the "Services"), subject to the terms and conditions set forth in this document (the "Terms of Use"). The Terms of Use, including the Privacy Policy available at http://www.cragus.com/privacy.php which is incorporated herein by reference, govern your relationship with us and our licensors. By accessing or using this Site or any of the Materials or Services, you agree to the Terms of Use. If you do not agree to all the terms and conditions set forth in the Terms of Use, then you may not access the site or use the materials or services. In addition to the terms and conditions set forth herein, the use of particular Services or Materials on this Site may be subject to additional guidelines or rules. You are also subject to any such additional guidelines or rules posted on the Site or included within such Services and Materials. All such guidelines or rules are hereby incorporated by reference into the Terms of Use.

If you breach any of the Terms of Use, your authorization to use this Site and the Materials and Services automatically terminates and you must immediately destroy any Materials downloaded or printed from the Site.

REVISIONS TO TERMS OF USE

Please note that we may change the Terms of Use at any time to reflect changes in the applicable laws, to address new content, to account for changing of new technologies, or as we otherwise deem appropriate, by posting a revised version of the Terms of Use on the Site. If you disagree with any changes to the Terms of Use, you may discontinue your use of the Site, Services and Materials. Your ongoing use of any of the Site, Services or Materials after the changes are posted signifies your agreement to the new or changed terms. Your use of the Site and the Materials and Services will be subject to the most current version of the Terms of Use posted on the Site at the time of such use. We encourage you to review the Terms of Use regularly.

INTELLECTUAL PROPERTY RIGHTS; LIMITED LICENSE

The Materials and Services on this Site are the property of The Cragus Group and its licensors and are protected by copyright and other intellectual property laws. The Site, Materials and Services are provided for your personal use only. You agree to use the Materials and Services only as expressly permitted herein. Except as expressly provided herein, The Cragus Group and its suppliers do not grant any express or implied right to you under any patents, copyrights, trademarks, trade secrets or other intellectual property rights.

Use of Software. Any software and accompanying documentation that may be made available to download from this Site are the proprietary materials of The Cragus Group and/or its suppliers. All use of the software is governed by the terms of the end user license agreement that accompanies or is included with such software. You are not authorized to download or install any software that is accompanied by or includes an end user license agreement unless you agree to the terms of such end user license agreement. If you do not agree to such terms, you may not use the software. You may not decompile, reverse engineer or otherwise attempt to discover the source code of any software available on the Site.

Use of Documents and Information. Except as otherwise indicated elsewhere on this Site, you may view, download and print the documents and information available on this Site subject to the following conditions:

  1. The documents and information may be used solely for personal, informational, internal, non-commercial purposes.
  2. The documents and information may not be modified or altered in any way.
  3. The documents and information on the Site may not be distributed.
  4. You may not remove any copyright or other proprietary notices contained in the documents and information.
  5. The Cragus Group reserves the right to revoke the authorization to view, download and print the documents and information available on this Site at any time, and any such use shall be discontinued immediately upon written notice from The Cragus Group.
  6. The rights granted to you constitute a license and not a transfer of title.

The rights specified above to view, download and print the documents and information available on this Site are not applicable to the design or layout of this Site. Elements of this Site are protected by trade dress and other laws and may not be copied or imitated in whole or in part. Except as specifically permitted herein, no portion of the information or documents on this Site may be reproduced in any form or by any means without the prior written permission of The Cragus Group.

USER CONTENT

Some portions of the Site may allow users to post their own material. The materials posted by users do not necessarily reflect the views of The Cragus Group. By posting materials to the Site, you represent that you have all necessary rights in and to such materials, and that such materials will not infringe on any personal or proprietary rights of any third parties and will not be harmful, defamatory, unlawful, threatening, obscene, lewd, lascivious, harassing, or otherwise objectionable or unlawful. Additionally, any material that you post must not violate any privacy laws or regulations and must not advertise or otherwise solicit funds or sales of goods or services, or disseminate any junk mail, spam, chain letters, schemes, or other forms of solicitation. All information that you provide to us shall be true, accurate and current. You are solely responsible for any materials you post on this Site. Additionally, you understand that the material you post to the Site is public, and is not a private communication. If you post any personal information to the Site, third parties will be able to access such information.

The Cragus Group has the right (but no obligation), at its sole discretion, for any reason or no reason whatsoever, to remove any material posted by users, including, without limitation, any material that The Cragus Group determines may be harmful, defamatory, unlawful, threatening, obscene, lewd, lascivious, harassing, potentially in violation of any party's rights, or otherwise objectionable.

NOTWITHSTANDING THE FOREGOING, THE CRAGUS GROUP EXPRESSLY DISCLAIMS ANY RESPONSIBILITY OR LIABILITY FOR ANY MATERIAL COMMUNICATED BY THIRD PARTIES THROUGH THE WEBSITE.

By posting materials to the Site, you hereby grant to The Cragus Group a perpetual, non-exclusive, royalty-free, worldwide, irrevocable license to use, reproduce, sell, prepare derivative works of, distribute, publicly perform and display any such materials in any manner or medium and sublicense or assign such rights to any third party. You also agree that The Cragus Group is free to use any ideas, concepts, know-how or techniques that you send us for any purpose.

REMOVAL OF USER CONTENT; RESTRICTION OF ACCESS

The Cragus Group reserves the right, in its sole discretion, to delete or remove your User Content from the Site and to restrict, suspend or terminate your access to all or part of this Site, at any time for any reason without prior notice or liability.

The Cragus Group may establish general practices and limits on the use of any Service, including, but not limited to, limits on retention time, file size, and storage space for User Content. The Cragus Group shall have no liability or responsibility for the deletion or failure to store any information or materials in connection with any Service.

The Cragus Group may, but is not obligated to, monitor or review (i) any areas on the Site where users transmit or post User Content, including but not limited to areas where Services are available, or chat rooms, bulletin boards or other user forums, and (ii) the substance of any User Content.

To the maximum extent permitted by law, The Cragus Group will have no liability related to User Content arising under the laws of copyright, libel, defamation, privacy, obscenity, or otherwise. The Cragus Group also disclaims all liability with respect to the misuse, loss, modification, or unavailability of any User Content.

SITE SECURITY

As a condition of your use of this Site, you agree that you will not, and you will not take any action intended to: (i) access data that is not intended for you; (ii) invade the privacy of, obtain the identity of, or obtain any personal information about any customer of The Cragus Group or user of this Site; (iii) probe, scan or test the vulnerability of this Site or The Cragus Group network or breach security or authentication measures without proper authorization; (iv) attempt to interfere with service to any user, host or network or otherwise attempt to disrupt our business, including, without limitation, via means of submitting a virus, worm, Trojan horse or other malicious or harmful code to this Site or otherwise overloading, "flooding," "spamming," "mail bombing" or "crashing" the Site; (v) send unsolicited mail, including promotions and/or advertising of products and services; (vi) disassemble, reverse engineer, decompile, or otherwise attempt to derive source code from the Site; (vii) gain or attempt to gain unauthorized access to the Site or its related systems; (viii) transfer, license, sublicense, lease, loan, sell, resell for profit, distribute or otherwise grant any rights in the Site in any form to any other party; (ix) copy the Site, except as authorized herein; (x) create Internet links to or from the Site, or "frame" or "mirror" any content of the Site; (xi) use "bots," "crawlers" or other automated methods to "scrape" or copy information and data from the Site; or (xii) copy any features, functions, screens, interfaces or graphics of the Site. Violations of system or network security may result in civil or criminal liability.

REGISTRATION

To access portions of the Site, you may need to register with The Cragus Group. Registration requires setting up an account. When creating the account, you must provide accurate and complete information, and you are solely responsible for your use of the account. You agree to keep your password secret and to not use any other person's account to access or use the Site or any Services or Materials. If you discover or suspect that another individual is making unauthorized use of your account information, you must immediately notify The Cragus Group. The Cragus Group will not be liable for unauthorized uses of your account, but you may be liable for The Cragus Group's, or any third party's, damages due to unauthorized use.

NOTIFICATION OF COPYRIGHT INFRINGEMENT

The Cragus Group respects the intellectual property rights of others and requests that you do the same. If you believe that your work has been used or copied in a way that constitutes copyright infringement and such infringement is occurring on this Site, please provide The Cragus Group's Copyright Agent a Notice containing the following elements:

  1. a physical or electronic signature of the person authorized to act on behalf of the owner of the copyright interest that is alleged to have been infringed;
  2. a description of the copyrighted work or works that you claim have been infringed and identification of what material in such work(s) is claimed to be infringing and which you request to be removed or access to which you request to be disabled;
  3. a description of where the material that you claim is infringing is located on The Cragus Group site;
  4. information sufficient to permit The Cragus Group to contact you, such as your physical address, telephone number, and email address;
  5. a statement by you that you have a good faith belief that the use of the material identified in your Notice in the manner complained of is not authorized by the copyright owner, its agent, or the law;
  6. a statement by you that the information in your Notice is accurate and, under penalty of perjury, that you are the copyright owner or authorized to act on the copyright owner's behalf.

The Cragus Group's Copyright Agent for Notice of claims of copyright infringement can be reached by via our head office as listed on http://www.cragus.com/contacts.php or via email: [email protected], and all such queries should be directed through Dominic Treays.

THE COPYRIGHT AGENT SHOULD ONLY BE CONTACTED IF YOU BELIEVE THAT YOUR WORK HAS BEEN USED OR COPIED IN A WAY THAT CONSTITUTES COPYRIGHT INFRINGEMENT AND SUCH INFRINGEMENT IS OCCURRING ON THIS SITE. ALL OTHER INQUIRIES DIRECTED TO THE COPYRIGHT AGENT WILL NOT BE RESPONDED TO.

INDEMNITY

You agree to indemnify and hold The Cragus Group, and its subsidiaries, affiliates, officers, agents, co-branders or other partners, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of content you submit, post to or transmit through the Site (including, without limitation, any User Content), your use of the Site, the Information and Materials, your connection to the Site, your violation of the Terms of Use, or your violation of any rights of another person or entity.

DISCLAIMERS AND LIMITATIONS ON LIABILITY

EXCEPT AS EXPRESSLY SET FORTH IN THESE TERMS OF USE, THE CRAGUS GROUP MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THIS SITE OR THE MATERIALS OR SERVICES AND HEREBY DISCLAIMS TO THE MAXIMUM EXTENT PERMITTED BY LAW ALL OTHER REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTIES, OF ACCURACY, TITLE, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

THIS SITE MAY INCLUDE TECHNICAL OR OTHER MISTAKES, INACCURACIES OR TYPOGRAPHICAL ERRORS. THE CRAGUS GROUP MAKES NO REPRESENTATION OR WARRANTY AS TO THE ACCURACY OF THE MATERIALS OR THAT YOUR USE OF THE SITE OR AND MATERIALS OR SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. THE CRAGUS GROUP MAY MAKE CHANGES TO THE MATERIALS AND SERVICES ON THE SITE, INCLUDING THE PRICES AND DESCRIPTIONS OF ANY PRODUCTS LISTED HEREIN, AT ANY TIME WITHOUT NOTICE. THE MATERIALS OR SERVICES AT THIS SITE MAY BE OUT OF DATE, AND THE CRAGUS GROUP MAKES NO COMMITMENT TO UPDATE SUCH MATERIALS OR SERVICES.

IN NO EVENT SHALL THE CRAGUS GROUP OR ITS SUPPLIERS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY SPECIAL, PUNITIVE, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER OR NOT THE CRAGUS GROUP HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS SITE OR OF ANY WEB SITE REFERENCED OR LINKED TO FROM THIS SITE. SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

THE USE OF THE SERVICES OR THE DOWNLOADING OR OTHER ACQUISITION OF ANY MATERIALS THROUGH THE SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND WITH YOUR AGREEMENT THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM SUCH ACTIVITIES. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE CRAGUS GROUP OR THROUGH OR FROM THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS OF USE.

THIS SITE CONTAINS LINKS TO THIRD-PARTY WEB SITES THAT ARE NOT UNDER THE CONTROL OF THE CRAGUS GROUP. THE CRAGUS GROUP MAKES NO REPRESENTATIONS WHATSOEVER ABOUT ANY OTHER WEB SITE TO WHICH YOU MAY HAVE ACCESS THROUGH THIS SITE OR ANY PRODUCTS OR SERVICES AVAILABLE ON OR THROUGH SUCH SITES. WHEN YOU ACCESS ANY THIRD-PARTY SITE YOU DO SO AT YOUR OWN RISK AND THE CRAGUS GROUP IS NOT RESPONSIBLE FOR THE ACCURACY OR RELIABILITY OF ANY INFORMATION, DATA, OPINIONS, ADVICE, OR STATEMENTS MADE ON THESE SITES OR FOR THE QUALITY OF ANY PRODUCTS OR SERVICES AVAILABLE ON SUCH SITES. THE CRAGUS GROUP PROVIDES THESE LINKS MERELY AS A CONVENIENCE AND THE INCLUSION OF SUCH LINKS DOES NOT IMPLY THAT THE CRAGUS GROUP ENDORSES OR ACCEPTS ANY RESPONSIBILITY FOR THE CONTENT OR USES OF SUCH WEB SITES. THE CRAGUS GROUP ASSUMES NO RESPONSIBILITY FOR ERRORS OR OMISSIONS IN THE INFORMATION, DOCUMENTS, SOFTWARE, MATERIALS AND/OR SERVICES WHICH ARE REFERENCED BY OR LINKED TO THIS SITE. REFERENCES TO OTHER CORPORATIONS, THEIR SERVICES AND PRODUCTS, ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED.THE CRAGUS GROUP IS NOT RESPONSIBLE OR LIABLE FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF ANY INTERACTION OR RELATIONSHIP WITH OTHER USERS OR THIRD-PARTY WEBSITES, OR AS A RESULT OF SUCH PARTIES' ACCESS TO AND USE OF THIS SITE.

GOVERNING LAW AND JURISDICTION

This Site (excluding linked sites) is controlled by The Cragus Group through their agents in the UK, and primarily via their offices in BVI and the UAE. By accessing this Site, you and The Cragus Group agree that all matters relating to your access to, or use of, this Site shall be governed by the statutes and laws of the UK, without regard to the conflicts of laws principles thereof. You and The Cragus Group also agree and hereby submit to the exclusive personal jurisdiction and venue of courts within the UK. The Cragus Group makes no representation that Materials or Services available on this Site are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access this Site from other locations do so on their own initiative and are responsible for compliance with local laws. This Site may contain references to The Cragus Group products, services, and programs that have not been announced or made available in your country. These references do not imply that The Cragus Group intends to announce or make available such products, services or programs in your country.

PROFESSIONAL DISCLAIMER

The Cragus Group web sites are intended for informational purposes only. Nothing in this Site or the Materials or Services available hereonis to be considered as either creating an attorney-client relationship between the reader and The Cragus Group or as rendering of legal advice for any specific matter. Readers are responsible for obtaining such advice from their own legal counsel. IRS Circular 230 Disclosure: To ensure compliance with requirements imposed by the IRS, we inform you that any U.S. federal tax advice on this website, or in any emails from The Cragus Group (including attachments), is not intended or written by The Cragus Group to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed herein.

No client or other reader should act or refrain from acting on the basis of any information contained in this Site without seeking appropriate legal or other professional advice on the particular facts and circumstances at issue.

MISCELLANEOUS

Any failure by The Cragus Group to exercise any rights or enforce any of these Terms of Use shall not constitute a waiver of such rights or terms. If any provision of these Terms of Use or their application in a particular circumstance is held to be invalid or unenforceable to any extent, the remainder of these Terms of Use, or the application of such provision in other circumstances, shall not be affected thereby, and each provision hereof shall be valid and enforced to the fullest extent permitted by law. These Terms of Use constitute the entire agreement between you and The Cragus Group with regard to your use of the Site, and the Services and Materials and any and all other written or oral agreements or understandings previously existing between you and The Cragus Group with respect to such use are hereby superseded and cancelled. The Cragus Group will not accept any counter-offers to these Terms of Use, and all such offers are hereby rejected.

Access to and use of this Site are subject to all applicable international, federal, state, and local laws and regulations. You agree not to use the Site, or any Materials or Services, in any way that violates such laws or regulations.

This Site and its content are directed to persons residing in the United Kingdom. You may not use or export or re-export any portion of this Site or its content in violation of any applicable laws or regulations, including without limitation any applicable export laws and regulations.

You shall not assign, transfer or sublicense any of its rights or obligations under these Terms of Use. You may not transfer any copies or versions of the Site to any third party. We may assign all or any of our rights or obligations under these Terms of Use.

Last updated 22nd of February, 2010.

E-MAIL DISCLAIMER NOTICE: If you have received an e-mail from The Cragus Group, the e-mail message and all attachments transmitted with it are intended solely for the use of the addressee and may contain legally privileged and confidential information. If the reader of the message is not the intended recipient, or an employee or agent responsible for delivering the message to the intended recipient, you are hereby notified that any dissemination, distribution, copying, or other use of the message or its attachments is strictly prohibited. If you have received a message in error, please notify the sender immediately by replying to the message and please delete it from your computer. PLEASE NOTE that all incoming e-mails will be automatically scanned by us and by an external service provider to eliminate unsolicited promotional e-mails ("spam"). This could result in deletion of a legitimate e-mail before it is read by its intended recipient at our firm. Please tell us if you have concerns about this automatic filtering.